Start your pre-approval now

Habitat for Humanity Heartland Ontario helps low-income families build and buy simple, decent quality affordable homes through a no-interest mortgage with payments set at approximately 25 percent of gross income. This solution not only helps to provide affordable housing for families in need, it enables low-income families to build assets, reduce their dependence on other forms of social assistance and break the cycle of poverty. We invite you to join us. By working together, we can build great things. Get involved today by contacting us at: info@habitat4home.ca

Families who feel they may qualify for a Habitat home must complete the simple pre-approval questionnaire (by clicking the “start your pre-approval now” button above) to determine if they should go forward with the full application process.


Step 1: Complete the Pre-Approval Questionnaire

These questions will help you to determine whether or not your family currently qualifies for our home ownership program.  If so, you will be asked for some contact information in order to set up an appointment to meet with our Family Services Coordinator to discuss the next steps in the application process.  If you have any questions or concerns please contact us at:  familyservices@habitat4home.ca or call 519 455 6623 ext 214.


Step 2: Complete a Full Application

Families who successfully complete the pre-approval questionnaire will receive a copy of the full application along with a list of support documents.  Within 30 days they will meet with the Family Services Coordinator to discuss their application and ask any questions they may have about it.  If everything is complete and ready, the application will be accepted at the meeting.  If there are still some details required the family will be given a further 30 days to complete the application and submit it to Habitat.

Attn: Family Services
Habitat for Humanity Heartland Ontario
2-40 Pacific Court
London, ON N5V 3K4
Incomplete applications will not be considered.


Step 3: Applications Reviewed

A committee of volunteers called the Family Selection and Support Committee (FSSC) will conduct a thorough review of each submitted application.
The selection process includes:

  • Review of all financial records to determine an applicant’s financial stability
  • Conduct a home interview to assess level of need
  • FSSC deliberates to decide if basic eligibility criteria are met
  • Recommend approval/deferral of applicant to the CEO of Habitat for Humanity Heartland
  • CEO confirms approval/deferral of application
  • Partner Family notified of approval/deferral of application